Estimate the future value of your monthly SIP (Systematic Investment Plan) in mutual funds based on your expected annual return rate.
SIP returns are calculated using the future value of a series formula, which accounts for monthly compounding of your recurring investment:
FV = P × [((1+i)^n − 1) / i] × (1+i)
Where P = monthly investment, i = expected monthly return rate, and n = total number of months.
SIP allows you to invest a fixed amount regularly in mutual funds, benefiting from rupee-cost averaging and the power of compounding over the long term, rather than trying to time the market with lump-sum investments.
Disclaimer: This calculator provides an estimate based on assumed constant returns. Actual mutual fund returns are subject to market risk and will vary. This is not investment advice — please consult a certified financial advisor before investing.